compare medicare advantage plans in tulsa

If you’re in a Medicare Private Fee-for- Services Plan, you can get your Medicare prescription drug coverage from the plan if it’s offered, or you can join a separate Medicare Prescription Drug Plan to add prescription drug coverage if drug coverage isn’t offered by the plan.The private company, rather than the Medicare program, decides how much it will pay and what you pay for the services you get.You may get extra benefits not covered under the original Medicare plan, such as extra days in the hospital.You can go to any Medicare-approved doctor or hospital that accepts the terms of your plan’s payment.The general rules for how Medicare Private Fee-for-Service Plans work are below: Private Fee-For-Service (PFFS) Plans: Medicare Private Fee-for-Service Plans are fee-for-service plans offered by private companies. If you go to doctors, hospitals or other providers who aren’t part of the plan (out-of-network or non-preferred), you will usually pay more. You don’t need a referral to see a specialist or any provider out-of-network. Preferred Provider Organizations (PPOs): Generally in a PPO you can see any doctor or provider that accepts Medicare. Generally, members must receive health care services from the HMO staff at a designated HMO facility, although some emergencies are covered at facilities outside the normal service area. HMOs are available to those persons living in specified geographical areas. Health Maintenance Organizations (HMOs): HMOs provide or make available health care services that may include preventive medical care and pharmacy services for which an enrolled person pays a pre-determined monthly rate. You may select a Medicare Advantage option if you are entitled to Part A and enrolled in Part B of Medicare, you do not have end-stage renal disease, and you live in a geographic area served by the option.

Compare medicare advantage plans in tulsa